SBI To Offer Home Loan Products Based On Repo Rate

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Repo rate is the interest rate at which the central bank lends money to commercial banks such as SBI. Here are 10 things to know about SBI’s latest announcement on home loans: State Bank of India’s MCLR, the rate to which all of its loans are linked, now stands at 8.40 per cent, from 8.45 per cent earlier, according to the statement. This.

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SBI to offer home loans on basis of repo rate.. of lending home loan products following the marginal cost of funds based lending rate (MCLR) will continue along with the new framework, the SBI.

Attention SBI customers! SBI to introduce repo rate-linked. – SBI currently offers home loans up to Rs 75 lakh at an interest rate of 8.55%. The new loan product will have a base spread of 2.25% above the 5.75% repo rate, meaning 8%.

SBI or State Bank of India has introduced repo rate-linked home loans. SBI, the country’s largest bank by assets, said in a statement last Friday that it would offer home loans linked to the repo.

According to managing director in charge of retail banking, PK Gupta, SBI will continue to offer home-loan products linked to the marginal cost of lending rate (MCLR), but customers will have the option to go for a repo linked home loan rate. SBI currently offers home loans up to Rs 75 lakh at an interest rate of 8.55%.

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