CMHC defends mortgage stress test changes amid calls for loosening rules – Lake Country Calendar
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The new stress test rules don’t apply to mortgage renewals as long as they are with the borrower’s existing lender. The 2018 Canadian mortgage rules were put out in draft form in July 2017. Critics of the regulations have said it will put a chill on an already cooling Canadian real estate market.
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CMHC Stress Testing Confirms Ability to Withstand Extreme Scenarios November 17, 2016 OTTAWA, November 17, 2016 – In support of greater transparency with respect to risk management practices, CMHC released today the results of its 2016 stress testing exercise.
**2019 Mortgage Rules Update – 2019 Federal Budget** There have been several changes to the mortgage rules in Canada over the last 3 years. The most recent and future changes popped up in the just-proposed 2019 federal budget i.e. the First Time Home Buyer Incentive which is aimed at helping first-time homebuyers afford a home in Canada’s ‘hot’ real estate market.
What the New Tax Bill Means for You CMHC defends mortgage stress test changes amid calls for loosening rules – lake country calendar 3 Things to Know in the Housing Market Today! Some we just don’t know yet.